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Understand your UK invoice and fee structure

UK fee structure notice This article is relevant to UK customers only. For North American customers, click here.

Table of contents

Overview

This article explains how your fees are calculated and billed on your GotPhoto invoice. GotPhoto applies different rounding rules for order fees and the amounts charged when an order is placed.

Fee overview

Fees you may be charged by GotPhoto:

  • Monthly subscription: Typically not charged to VAT-registered users. You can switch to annual here.
  • Service fee: Per order based on gross revenue.
  • Production and shipping: If you use a third-party public lab.
  • Payment processing (Stripe Express):
    • £0.20 per order
    • 1.5% of transaction total
  • [Optional] Other charges, if applicable:

Rounding example

GotPhoto calculates fees using four decimal places, then rounds to two for billing. This may cause a balance discrepancy.

  • Service fee: 7% of £29.29 = £2.0503 → billed as £2.05
  • Payment fee: 1.5% of £29.29 = £0.4393 + £0.20 = £0.6393 → billed as £0.64

Fee example

Your GotPhoto invoices

You’ll receive your GotPhoto invoices via email, and you can also access them in your GotPhoto Admin under User Name > My Account > Finances > Financial Reports > Invoices.

Invoices for the previous month are available on the first day of each month.

Important update for existing customers (March 2026): Shift from a rolling invoice balance to invoice-matching billing.

Previously, outstanding amounts were carried over to the next invoice. To improve reconciliation, we are introducing a new system where each invoice is handled individually.

This makes it easy to see which invoices are paid and which remain outstanding.

What are the changes you will notice in your account?

  • If you paid all past invoices, your GotPhoto Balance will indicate that.
    GotPhoto balance shows that there is currently no past unpaid invoice
  • If your account has unpaid invoices, we will display them in the "Choose an unpaid invoice" section.
    GotPhoto Balance shows past unpaid invoice
  • With the new billing type, each invoice must be paid separately.
  • If you have not saved a credit card yet, please do so.

Billing system comparison

FeatureLegacy (Rolling Balance Billing)New (Invoice-Based Billing)
How charges are handledBalances can carry over between billing periodsEach invoice reflects a specific billing period only
How payments workOutstanding amounts may appear on the next invoiceEach unpaid invoice must be paid separately
Best way to identify itYou see carried-over balances on the invoiceYou see individual unpaid invoices in GotPhoto Balance
Who uses itExisting customers not yet migratedNew customers (sign-up after Oct 8, 2025) and migrated existing accounts


How do I know which billing system my account is using?

A quick way to identify your billing system:

  • If your dashboard shows a GotPhoto Balance next to your Stripe balance, you are using legacy (rolling balance) billing.
  • If your dashboard shows only a Stripe balance, you are using invoice-based billing (see image below).

Dashboard view: Only Stripe balance is shown.

Balance notes

  • You may see a negative balance due to rounding or timing of orders.
  • A positive balance will be paid out to your Stripe account at the end of each month. Depending on order timing (for example, if a batch order deadline falls in the next month but orders are placed in the current one), the charge may appear only after your payout. This is something to keep in mind when reviewing your transactions.

The takeaway

GotPhoto uses high-precision accounting with four-decimal accuracy to ensure fairness, especially for high-volume photographers. Balance discrepancies are normal and reconciled automatically in your monthly invoice.

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